Without Monitiva
Different tools for every payment, all with their own friction.
Pay CFE, predial, HOA and fideicomiso fees, straight from your balance in trust.
One CAD balance keeps everything current.
Different tools for every payment, all with their own friction.
Log in from Canada, hope the portal works, and cross your fingers your foreign card goes through.
Wire transfer or courier cheque once a year. Fees on both sides.
Reimbursement loops or holding cash for them every season.
Annual wire from your Canadian bank. Days to clear, fees on each side.
Connect your Canadian bank and fund your Monitiva balance in CAD.
No Mexican bank account required.
CFE, predial, HOA, fideicomiso fees, property manager.
Pay each one directly from your balance, from anywhere in Canada.
Every payment confirmed in the app with amount in CAD, exchange
rate, and timestamp. Your property runs. You have the receipts.
Annual trust · SPEI direct
Local contractor · SPEI to CLABE
Utilities · monthly reference
Property tax · annual reference
Local contractor · SPEI to CLABE
Local contractor · SPEI to CLABE
The full cost in CAD, before every payment.
Guides written for Canadians with property in Mexico.
Most Canadian owners underestimate what their payment stack really costs them each year. Here’s the real math on fees, spreads, and lost time, and what a better setup looks like.
Closing on the property is the easy part. Here’s the financial setup nobody explains, from CFE bills to fideicomiso fees, and how to actually pay them from Canada.
Closed beta opens November 2026. First in, first served.